/* Family Footing: C. The Years (owner's pick, "lets go with the blue"). Ported from do not host/from-family-footing/c-the-years/index.html (final, after review).
   Fonts are self-hosted (OFL, see assets/fonts/LICENCE.txt). No external requests. */
@font-face{font-family:"Bricolage Grotesque";font-style:normal;font-weight:200 800;font-stretch:100%;font-display:swap;src:url("../fonts/bricolage-grotesque.woff2") format("woff2")}
@font-face{font-family:"Geist";font-style:normal;font-weight:400 600;font-display:swap;src:url("../fonts/geist.woff2") format("woff2")}
@font-face{font-family:"Geist Mono";font-style:normal;font-weight:400 600;font-display:swap;src:url("../fonts/geist-mono.woff2") format("woff2")}
:root{
  --field:#2B30DE;--field-deep:#1B1E9F;--field-hi:#4A55F5;--on-field:#fff;--on-field-2:rgba(255,255,255,.92);--on-field-line:rgba(255,255,255,.22);--lane-adult:#B9C2FF;
  --coral:#FF6B4E;--coral-soft:#FFE3DB;
  --paper:#fff;--surface:#F3F4FB;--surface-2:#E9EBF8;--ink:#0D0F2E;--ink-2:#3D4066;--ink-3:#5A5E86;--line:#DCDFEF;--line-2:#C7CBE4;--ok:#1F7A5C;--asis:#6B6F95;
  --font-display:"Bricolage Grotesque","Geist",system-ui,sans-serif;--font-ui:"Geist",system-ui,-apple-system,"Segoe UI",sans-serif;--font-mono:"Geist Mono",ui-monospace,Menlo,monospace;
  --fs-h1:clamp(44px,6vw,88px);--fs-h2:clamp(34px,4.2vw,56px);--fs-h3:clamp(21px,2vw,25px);
  --r-sm:10px;--r-md:16px;--r-lg:24px;--r-xl:32px;
  --shadow-1:0 1px 2px rgba(13,15,46,.06),0 2px 8px rgba(13,15,46,.05);
  --shadow-2:0 1px 2px rgba(13,15,46,.06),0 8px 24px rgba(13,15,46,.08),0 24px 60px rgba(13,15,46,.08);
  --ease:cubic-bezier(.2,.8,.2,1);--spring:cubic-bezier(.34,1.4,.64,1);
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;overflow-x:clip}
body{margin:0;font:400 18px/1.55 var(--font-ui);color:var(--ink);background:var(--surface);overflow-x:clip;-webkit-font-smoothing:antialiased}
.num,.money{font-variant-numeric:tabular-nums lining-nums;font-feature-settings:"tnum" 1,"lnum" 1}
h1,h2,h3{font-family:var(--font-display);font-weight:500;letter-spacing:-.035em;line-height:1.02;margin:0;font-optical-sizing:auto}
h2{font-size:var(--fs-h2)}h3{font-size:var(--fs-h3);letter-spacing:-.02em;line-height:1.15}
p{margin:0}
.mute{color:var(--ink-3)}
.dim{opacity:.55}
.mono{font-family:var(--font-mono);font-size:13px;letter-spacing:.06em;text-transform:uppercase}
a{color:inherit}
button,input,select{font:inherit;color:inherit}
:focus-visible{outline:3px solid var(--ink);outline-offset:3px;border-radius:8px;box-shadow:0 0 0 6px #fff}
.field :focus-visible,.next :focus-visible{outline-color:#fff;box-shadow:0 0 0 6px var(--ink)}
.wrap{max-width:1280px;margin:0 auto;padding:0 40px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:0 24px;border-radius:999px;border:0;font-weight:600;font-size:17px;cursor:pointer;text-decoration:none;transition:transform .2s var(--ease),box-shadow .2s var(--ease),background .2s}
.btn svg{width:18px;height:18px;transition:transform .2s var(--ease)}
.btn:hover svg{transform:translateX(3px)}
.btn-coral{background:var(--coral);color:var(--ink);box-shadow:0 1px 0 rgba(255,255,255,.4) inset,0 8px 24px -6px rgba(255,107,78,.7)}
.btn-coral:hover{transform:translateY(-1px);box-shadow:0 1px 0 rgba(255,255,255,.4) inset,0 14px 30px -8px rgba(255,107,78,.8)}
.btn-ink{background:var(--ink);color:#fff}
.btn-field{background:var(--field);color:#fff;box-shadow:0 10px 24px -10px rgba(43,48,222,.8)}
.btn-ghost{background:transparent;color:inherit;box-shadow:inset 0 0 0 1.5px currentColor}
.btn-ghost-f{background:rgba(255,255,255,.1);color:#fff;box-shadow:inset 0 0 0 1px rgba(255,255,255,.35)}
.chip{display:inline-flex;align-items:center;gap:8px;padding:6px 12px;border-radius:999px;font:500 13px/1 var(--font-mono);letter-spacing:.04em}
.chip::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--coral)}
.chip-f{background:rgba(255,255,255,.12);color:#fff;box-shadow:inset 0 0 0 1px rgba(255,255,255,.22)}
.chip-l{background:var(--paper);color:var(--ink-2);box-shadow:inset 0 0 0 1px var(--line)}

/* wordmark */
.wm{display:inline-flex;flex-direction:column;gap:4px;text-decoration:none;line-height:1;padding:8px 0;min-height:48px;justify-content:center}
.wm b{font:600 23px/1 var(--font-display);letter-spacing:-.03em}
.wm b i{font-style:normal;font-weight:400}
.wm svg{display:block;width:100%;height:auto;aspect-ratio:149/8;overflow:visible}

/* nav */
.nav{position:relative;z-index:5;display:flex;align-items:center;justify-content:space-between;padding:22px 40px;max-width:1360px;margin:0 auto;color:#fff}
.nav ul{display:flex;gap:34px;list-style:none;margin:0;padding:0;font-size:16px;font-weight:500}
.nav ul a{text-decoration:none;opacity:.92}
.nav ul a:hover{opacity:1;text-decoration:underline;text-underline-offset:6px}
.nav .btn{min-height:46px;font-size:16px;padding:0 20px;background:#fff;color:var(--ink)}

/* field surface */
.field{background:radial-gradient(1200px 700px at 78% 20%,#4C57FF 0%,rgba(76,87,255,0) 60%),radial-gradient(900px 600px at 0% 100%,#1D20B8 0%,rgba(29,32,184,0) 60%),var(--field);color:#fff;position:relative;overflow:clip}
.field::after{content:"";position:absolute;inset:0;background-image:repeating-linear-gradient(90deg,rgba(255,255,255,.05) 0 1px,transparent 1px 72px);mask-image:linear-gradient(180deg,transparent,#000 40%,#000 70%,transparent);pointer-events:none}

/* hero */
.hero{padding-bottom:210px}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:40px;align-items:center;max-width:1360px;margin:0 auto;padding:40px 40px 0;position:relative;z-index:2}
.eyebrow{display:inline-flex;gap:10px;align-items:center;margin-bottom:26px;color:var(--on-field-2)}
.eyebrow .tick{display:inline-flex;gap:3px;align-items:flex-end;height:12px}
.eyebrow .tick i{width:2px;background:var(--coral);border-radius:1px}
.hero h1{font-size:var(--fs-h1);font-weight:450;letter-spacing:-.045em;line-height:.98}
.hero h1 em{font-style:normal;font-weight:300;color:var(--lane-adult)}
.hero .lede{font-size:21px;line-height:1.5;color:var(--on-field-2);max-width:30ch;margin:28px 0 34px}
.hero .ctas{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.hero .fine{margin-top:22px;font-size:16px;color:var(--on-field-2);display:flex;gap:18px;flex-wrap:wrap}
.hero .fine span{display:inline-flex;gap:8px;align-items:center}
.hero .fine svg{width:16px;height:16px;opacity:.9}

/* phone */
.stage{position:relative;height:640px;display:flex;justify-content:center;align-items:center}
.phone{position:relative;width:318px;height:648px;border-radius:54px;padding:11px;background:linear-gradient(145deg,#2c2e48,#0b0c1c 40%,#22243c);box-shadow:0 0 0 1.5px #3b3e5e inset,0 2px 0 rgba(255,255,255,.18) inset,0 40px 70px -20px rgba(6,8,70,.7),0 80px 140px -40px rgba(3,4,40,.75);transform:rotate(-3deg);z-index:2}
.phone::before{content:"";position:absolute;right:-3px;top:150px;width:4px;height:70px;border-radius:2px;background:#22243c}
.screen{position:relative;height:100%;border-radius:44px;background:var(--surface);overflow:hidden;color:var(--ink)}
.island{position:absolute;top:10px;left:50%;transform:translateX(-50%);width:96px;height:28px;border-radius:20px;background:#05060f;z-index:3}
.sbar{display:flex;justify-content:space-between;padding:15px 26px 0;font:600 14px/1 var(--font-ui)}
.ph-top{padding:30px 18px 0}
.ph-top .row{display:flex;justify-content:space-between;align-items:center}
.ph-title{font:600 17px/1.1 var(--font-display);letter-spacing:-.02em}
.ph-title{white-space:nowrap}
.ph-chip{text-align:right;line-height:1.25!important;font:500 10px/1 var(--font-mono);letter-spacing:.04em;padding:5px 8px;border-radius:99px;background:var(--surface-2);color:var(--ink-2)}
.ph-k{margin-top:14px;font-size:12px;color:var(--ink-3)}
.ph-big{font:500 36px/1.05 var(--font-display);letter-spacing:-.04em;margin-top:2px}
.ph-big sup{font-size:.45em;vertical-align:.95em;margin-right:1px;font-weight:500}
.ph-diff{display:inline-flex;gap:6px;align-items:center;margin-top:8px;padding:5px 9px;border-radius:99px;background:var(--coral-soft);font:600 12px/1 var(--font-ui);color:#7A2414}
.ph-card{margin:12px 12px 0;background:#fff;border-radius:20px;padding:10px 10px 8px;box-shadow:var(--shadow-1)}
.ph-list{margin:10px 12px 0;background:#fff;border-radius:20px;padding:4px 12px;box-shadow:var(--shadow-1)}
.ph-li{display:flex;justify-content:space-between;align-items:center;padding:9px 0;border-bottom:1px solid var(--line);font-size:13px;gap:8px}
.ph-li:last-child{border:0}
.ph-li b{font-weight:600}
.ph-li span{font:500 11px/1 var(--font-mono);color:var(--ink-3);white-space:nowrap}
.ph-li .dot{width:8px;height:8px;border-radius:50%;flex:none;background:var(--field)}
.ph-li .dot.c{background:var(--coral)}
.ph-tabs{position:absolute;left:0;right:0;bottom:0;height:74px;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-top:1px solid var(--line);display:flex;justify-content:space-around;padding-top:12px}
.ph-tabs i{width:22px;height:22px;border-radius:7px;background:var(--surface-2)}
.ph-tabs i.on{background:var(--field)}
.ph-home{position:absolute;bottom:8px;left:50%;transform:translateX(-50%);width:110px;height:5px;border-radius:3px;background:var(--ink)}
.float{position:absolute;z-index:3;background:rgba(255,255,255,.96);color:var(--ink);border-radius:20px;box-shadow:0 20px 50px -12px rgba(6,8,70,.55);padding:14px 16px}
.float.risk{left:-186px;bottom:150px;width:208px}
.float.risk .segs{display:flex;gap:4px;margin-top:10px}
.float.risk .segs i{flex:1;height:8px;border-radius:4px;background:var(--surface-2)}
.float.risk .segs i.on{background:var(--field)}
.float.mia{right:-70px;top:150px;display:flex;gap:12px;align-items:center}
.float .k{font-size:13px;color:var(--ink-3)}
.float .v{font:600 20px/1.1 var(--font-display);letter-spacing:-.02em}
.ring18{width:38px;height:38px;border-radius:50%;display:grid;place-items:center;font:600 14px/1 var(--font-mono);background:var(--coral);color:var(--ink)}
.halo{position:absolute;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.18),rgba(255,255,255,0) 65%);z-index:1}

/* hero ruler band */
.band{position:absolute;left:0;right:0;bottom:186px;height:40px;z-index:1}
.band .t{position:absolute;bottom:0;width:1.5px;background:rgba(255,255,255,.35)}
.band .l{position:absolute;bottom:22px;transform:translateX(-50%);font:500 12px/1 var(--font-mono);color:var(--on-field-2)}

/* years component */
.yrs{position:relative;--g:92px;--gr:0px;user-select:none}
.yrs.er{--gr:178px}
.yrs .crow{display:grid;grid-template-columns:var(--g) minmax(0,1fr) var(--gr)}
.yrs .gut{position:relative}
.yrs .gut span{position:absolute;right:16px;transform:translateY(-50%);font:500 13px/1 var(--font-mono);color:var(--ink-3)}
.yrs .trk{position:relative}
.yrs svg.ch{display:block;width:100%;height:100%;overflow:visible}
.yrs .clip{clip-path:inset(0 0 0 0);transition:clip-path 1.2s var(--ease)}
.yrs .clip.hide{clip-path:inset(0 100% 0 0)}
.yrs .dot{position:absolute;width:12px;height:12px;margin:-6px 0 0 -6px;border-radius:50%;background:var(--field);box-shadow:0 0 0 4px #fff,0 2px 8px rgba(13,15,46,.3);transition:left .45s var(--ease),top .45s var(--ease)}
.yrs .dot.a{background:#fff;box-shadow:0 0 0 2.5px var(--asis)}
.yrs .elab{position:absolute;transform:translate(0,-50%);padding-left:20px;text-align:left;white-space:nowrap;transition:left .45s var(--ease),top .45s var(--ease)}
.yrs .elab b{display:block;font:600 22px/1.1 var(--font-display);letter-spacing:-.02em}
.yrs .elab span{font-size:15px;color:var(--ink-3)}
.yrs .rrow{display:grid;grid-template-columns:var(--g) minmax(0,1fr) var(--gr);align-items:center;min-height:38px;border-top:1px solid var(--line)}
.yrs .rrow .nm{font-weight:600;font-size:16px;padding-right:12px}
.yrs .rrow .nm small{display:block;font:500 12px/1.2 var(--font-mono);color:var(--ink-3);font-weight:500;letter-spacing:.02em}
.yrs .lane{position:relative;height:38px}
.yrs .lane::before{content:"";position:absolute;left:0;right:var(--rr,0);top:50%;height:2px;margin-top:-1px;border-radius:2px;background:var(--lc,var(--line-2))}
.yrs .age{position:absolute;top:50%;transform:translate(-50%,-50%);font:500 13px/1 var(--font-mono);padding:4px 5px;border-radius:6px;background:var(--lbg,var(--paper));color:var(--ink-2)}
.yrs .age.e{transform:translate(-100%,-50%)}
.yrs .age.s{transform:translate(0,-50%)}
.yrs .age18{background:var(--coral);color:var(--ink);font-weight:600;border-radius:99px;padding:5px 8px}
.yrs .axis{position:relative;height:34px}
.yrs .axis .tk{position:absolute;top:0;width:1px;height:8px;background:var(--line-2)}
.yrs .axis .tk.big{height:14px;width:1.5px;background:var(--ink-3)}
.yrs .axis .yl{position:absolute;top:16px;transform:translateX(-50%);font:500 13px/1 var(--font-mono);color:var(--ink-3)}
.yrs .axis .yl.s{transform:none}.yrs .axis .yl.e{transform:translateX(-100%)}
.yrs .steps{position:relative;height:122px}
.yrs .pin{position:absolute;bottom:6px;width:0}
.yrs .pin::before{content:"";position:absolute;left:-1px;bottom:0;width:2px;height:var(--h);background:var(--ink)}
.yrs .pin::after{content:"";position:absolute;left:-6px;bottom:-6px;width:12px;height:12px;border-radius:50%;background:var(--paper);box-shadow:inset 0 0 0 3px var(--ink)}
.yrs .pin .pl{position:absolute;left:8px;bottom:calc(var(--h) - 13px);white-space:nowrap;font-size:15px;line-height:1.15;font-weight:600}
.yrs .pin .pl span{font:500 12px/1 var(--font-mono);color:var(--ink-3);margin-left:6px;letter-spacing:.02em}
.yrs .pin.p::after{background:var(--coral);box-shadow:none}
.yrs .bracket{position:absolute;bottom:2px;height:8px;border-radius:4px;background:var(--coral)}
.yrs .scrub{position:absolute;top:0;bottom:0;width:0;left:calc(var(--g) + (100% - var(--g) - var(--gr)) * var(--sx,0));pointer-events:none;transition:left .12s linear}
.yrs .scrub::before{content:"";position:absolute;top:0;bottom:0;left:-1px;width:2px;background:var(--coral)}
.yrs .scrub .knob{position:absolute;top:-14px;left:50%;transform:translateX(-50%);font:600 13px/1 var(--font-mono);background:var(--coral);color:var(--ink);padding:6px 9px;border-radius:99px;white-space:nowrap}
.yrs .note25{position:absolute;right:0;bottom:24px;max-width:260px;text-align:right;font-size:15px;color:var(--ink-2);background:var(--surface);padding:8px 12px;border-radius:12px}
/* years on the field */
.yrs.f .gut span,.yrs.f .axis .yl{color:var(--on-field-2)}
.yrs.f .axis .tk{background:rgba(255,255,255,.3)}.yrs.f .axis .tk.big{background:rgba(255,255,255,.7)}
.yrs.f .rrow{border-color:var(--on-field-line)}
.yrs.f .rrow .nm small{color:var(--on-field-2)}
.yrs.f .lane{--lc:rgba(185,194,255,.45);--lbg:var(--field)}
.yrs.f .age{color:#fff}
.yrs.f .age18{color:var(--ink)}
.yrs.f .pin::before{background:#fff}.yrs.f .pin::after{background:var(--field);box-shadow:inset 0 0 0 3px #fff}
.yrs.f .pin.p::after{background:var(--coral);box-shadow:none}
.yrs.f .pin .pl span{color:var(--on-field-2)}
.yrs.f .dot{box-shadow:0 0 0 4px var(--field),0 2px 10px rgba(0,0,0,.3);background:#fff}
.yrs.f .dot.a{background:var(--field);box-shadow:0 0 0 2.5px var(--lane-adult)}
.yrs.f .elab span{color:var(--on-field-2)}
.yrs .ekey{display:none;gap:18px;flex-wrap:wrap;margin:6px 0 4px var(--g)}
.yrs .ekey div{font-size:14px;color:var(--ink-3)}.yrs.f .ekey div{color:var(--on-field-2)}
.yrs .ekey b{display:block;font:600 19px/1.15 var(--font-display);letter-spacing:-.02em;color:var(--ink)}.yrs.f .ekey b{color:#fff}

/* sections */
.sec{padding:120px 0}
.sec-head{display:flex;justify-content:space-between;align-items:end;gap:40px;margin-bottom:48px}
.sec-head p{max-width:46ch;font-size:19px;color:var(--ink-2)}
.kicker{display:flex;align-items:center;gap:10px;margin-bottom:18px;color:var(--ink-3)}
.kicker i{display:inline-block;width:18px;height:2px;background:var(--coral)}
h2 em{font-style:normal;font-weight:300;color:var(--ink-3)}

/* stretch panel */
.stretch{position:relative;z-index:4;margin-top:-180px}
.panel{background:var(--paper);border-radius:var(--r-xl);box-shadow:0 0 0 1px rgba(13,15,46,.04),0 30px 80px -30px rgba(13,15,46,.35),0 10px 30px -12px rgba(13,15,46,.12);padding:36px 40px 30px}
.panel-top{display:flex;justify-content:space-between;align-items:flex-start;gap:24px;flex-wrap:wrap;margin-bottom:22px}
.panel-top h2{font-size:clamp(28px,3vw,40px)}
.seg{display:inline-flex;padding:5px;border-radius:999px;background:var(--surface);box-shadow:inset 0 0 0 1px var(--line)}
.seg button{min-width:58px;min-height:48px;border:0;background:transparent;border-radius:999px;font:600 16px/1 var(--font-ui);font-variant-numeric:tabular-nums;cursor:pointer;color:var(--ink-2);padding:0 14px;transition:background .25s var(--ease),color .25s}
.seg button[aria-pressed=true]{background:var(--field);color:#fff;box-shadow:0 6px 14px -6px rgba(43,48,222,.8)}
.seg button:not([aria-pressed=true]):hover{background:#fff}
.seg-l{font-size:15px;color:var(--ink-3);margin-right:12px}
.legend{display:flex;gap:22px;flex-wrap:wrap;font-size:16px;color:var(--ink-2);align-items:center}
.legend i{display:inline-block;width:26px;height:3px;border-radius:2px;background:var(--field);vertical-align:middle;margin-right:8px}
.legend i.d{background:repeating-linear-gradient(90deg,var(--asis) 0 6px,transparent 6px 10px)}
.f .legend,.legend.f{color:var(--on-field-2)}
.legend.f i{background:#fff}.legend.f i.d{background:repeating-linear-gradient(90deg,var(--lane-adult) 0 6px,transparent 6px 10px)}
.disc{font-size:16px;color:var(--ink-2);display:flex;gap:10px;align-items:flex-start}
.disc svg{flex:none;width:18px;height:18px;margin-top:3px}
.panel-foot{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;align-items:center;margin-top:18px;padding-top:18px;border-top:1px solid var(--line)}

/* how */
.how{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:var(--paper);border-radius:var(--r-lg);box-shadow:var(--shadow-2);padding:28px;position:relative;transition:transform .35s var(--ease),box-shadow .35s var(--ease)}
.card:hover{transform:translateY(-4px);box-shadow:0 2px 4px rgba(13,15,46,.05),0 18px 40px rgba(13,15,46,.12)}
.card .n{font:500 13px/1 var(--font-mono);color:var(--ink-3);letter-spacing:.06em}
.card h3{margin:14px 0 8px}
.card p{color:var(--ink-2);font-size:17px}
.inset{margin-top:22px;border-radius:18px;background:var(--surface);box-shadow:inset 0 0 0 1px var(--line);padding:16px;min-height:150px}
.q-mini .q{font:500 19px/1.2 var(--font-display);letter-spacing:-.02em}
.q-mini .opts{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:12px}
.q-mini .opts span{background:#fff;border-radius:12px;padding:12px;font-size:15px;box-shadow:inset 0 0 0 1px var(--line)}
.q-mini .opts span.on{box-shadow:inset 0 0 0 2px var(--field);font-weight:600}
.yr-mini{display:flex;flex-wrap:wrap;gap:6px}
.yr-mini span{min-width:46px;text-align:center;padding:10px 0;border-radius:10px;background:#fff;font:600 15px/1 var(--font-ui);box-shadow:inset 0 0 0 1px var(--line)}
.yr-mini span.on{background:var(--field);color:#fff;box-shadow:none}
.yr-mini-r{margin-top:14px;display:flex;justify-content:space-between;font:500 12px/1 var(--font-mono);color:var(--ink-3)}
.yr-mini-bar{margin-top:8px;height:8px;border-radius:4px;background:repeating-linear-gradient(90deg,var(--line-2) 0 1.5px,transparent 1.5px 5%),linear-gradient(90deg,var(--field),var(--field-hi))}
.ms-mini{display:flex;flex-direction:column;gap:2px}
.ms-mini div{display:flex;justify-content:space-between;font-size:15px;padding:7px 0;border-bottom:1px dashed var(--line-2)}
.ms-mini div:last-child{border:0}
.ms-mini b{font-weight:600}
.ms-mini span{font:500 13px/1.6 var(--font-mono);color:var(--ink-3)}

/* risks (ink) */
.ink{background:var(--ink);color:#fff}
.ink h2 em{color:#A9ADD6}
.ink .sec-head p{color:#C9CCEA}
.ink .kicker{color:#A9ADD6}
.risks{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.rk{background:linear-gradient(180deg,rgba(255,255,255,.07),rgba(255,255,255,.03));border-radius:22px;padding:24px;box-shadow:inset 0 0 0 1px rgba(255,255,255,.1)}
.rk .top{display:flex;justify-content:space-between;align-items:center}
.rk .st{font:500 12px/1 var(--font-mono);letter-spacing:.05em;padding:6px 10px;border-radius:99px;background:rgba(255,255,255,.1);color:#E3E5FA}
.rk .st.ok{background:#fff;color:var(--ink)}
.rk h3{margin:18px 0 6px;font-size:22px}
.rk p{font-size:16px;color:#C9CCEA}
.rk .gap{margin-top:18px;padding-top:14px;border-top:1px solid rgba(255,255,255,.12);display:flex;justify-content:space-between;align-items:baseline;gap:10px}
.rk .gap span{font-size:15px;color:#C9CCEA}
.rk .gap b{font:500 22px/1 var(--font-display);letter-spacing:-.02em}
.rk .prod{margin-top:12px;font:500 13px/1.3 var(--font-mono);letter-spacing:.03em;color:#fff;opacity:.85}
.rk-ic{width:40px;height:40px;border-radius:12px;display:grid;place-items:center;background:rgba(255,255,255,.08)}
.rk-ic svg{width:20px;height:20px}
.risk-sum{display:flex;align-items:center;gap:22px;margin-bottom:28px;flex-wrap:wrap}
.risk-sum .big{font:400 64px/1 var(--font-display);letter-spacing:-.05em}
.risk-sum .bar{display:flex;gap:6px;width:260px}
.risk-sum .bar i{flex:1;height:12px;border-radius:6px;background:rgba(255,255,255,.14)}
.risk-sum .bar i.on{background:var(--coral)}

/* shock */
.shock-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:56px;align-items:center}
.facts{margin-top:28px;display:grid;gap:12px}
.fact{display:flex;gap:14px;align-items:baseline;padding:16px 18px;border-radius:16px;background:var(--surface);font-size:17px}
.fact b{font:500 22px/1 var(--font-display);letter-spacing:-.02em;min-width:110px}

/* dated plan */
.dated{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.tl{list-style:none;margin:0;padding:0}
.tl li{display:grid;grid-template-columns:118px 22px 1fr;gap:14px;align-items:start;padding:14px 0;position:relative}
.tl li .d{font:500 14px/1.5 var(--font-mono);color:var(--ink-3);text-align:right;padding-top:2px}
.tl li .m{position:relative;height:100%}
.tl li .m::before{content:"";position:absolute;left:10px;top:-14px;bottom:-14px;width:2px;background:var(--line)}
.tl li:first-child .m::before{top:10px}.tl li:last-child .m::before{bottom:auto;height:24px}
.tl li .m::after{content:"";position:absolute;left:4px;top:5px;width:14px;height:14px;border-radius:50%;background:#fff;box-shadow:inset 0 0 0 3px var(--field)}
.tl li.p .m::after{background:var(--coral);box-shadow:none}
.tl li .t b{display:block;font-weight:600}
.tl li .t span{font-size:16px;color:var(--ink-3)}

/* ask */
.ask{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.ask ul{list-style:none;margin:16px 0 0;padding:0;display:grid;gap:4px}
.ask li{display:flex;gap:12px;align-items:center;padding:12px 0;border-bottom:1px solid var(--line);font-size:18px}
.ask li:last-child{border:0}
.ask li svg{flex:none;width:20px;height:20px}
.trust{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.trust span{display:inline-flex;gap:8px;align-items:center;padding:10px 16px;border-radius:99px;background:var(--paper);box-shadow:inset 0 0 0 1px var(--line);font-size:16px;font-weight:500}

/* faq */
.faq{max-width:860px}
.faq details{border-bottom:1px solid var(--line);padding:6px 0}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;min-height:64px;font:500 22px/1.25 var(--font-display);letter-spacing:-.02em}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font:300 30px/1 var(--font-display);color:var(--field);transition:transform .3s var(--ease)}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{padding:0 0 22px;color:var(--ink-2);max-width:62ch}

/* final cta + footer */
.final{padding:110px 0 120px;text-align:center}
.final h2{font-size:clamp(40px,5.4vw,76px);font-weight:450}
.final h2 em{font-style:normal;font-weight:300;color:var(--lane-adult)}
.final p{color:var(--on-field-2);font-size:20px;margin:22px auto 34px;max-width:40ch}
.final .band2{display:flex;justify-content:space-between;max-width:900px;margin:0 auto 56px;font:500 13px/1 var(--font-mono);color:var(--on-field-2);position:relative;padding-top:20px}
.final .band2::before{content:"";position:absolute;left:0;right:0;top:0;height:12px;background:repeating-linear-gradient(90deg,rgba(255,255,255,.45) 0 1.5px,transparent 1.5px 5%)}
footer{background:var(--ink);color:#C9CCEA;padding:56px 0 90px;font-size:16px}
footer .fgrid{display:flex;justify-content:space-between;gap:40px;flex-wrap:wrap}
footer .wm{color:#fff}
footer p{max-width:62ch;margin-top:10px}
footer nav{display:flex;gap:24px;flex-wrap:wrap}
footer a{text-decoration:none}footer a:hover{text-decoration:underline}

/* reveal */
.rv{opacity:0;transform:translateY(24px);transition:opacity .8s var(--ease),transform .8s var(--ease)}
.rv.in{opacity:1;transform:none}
.hero .ent{opacity:0;transform:translateY(18px);animation:ent .9s var(--ease) forwards}
.hero .phone-wrap{opacity:0;animation:phoneIn 1.2s var(--ease) .25s forwards}
@keyframes ent{to{opacity:1;transform:none}}
@keyframes phoneIn{from{opacity:0;transform:translateY(60px) scale(.96)}to{opacity:1;transform:none}}
.floaty{animation:floaty 7s ease-in-out infinite}
@keyframes floaty{50%{transform:translateY(-8px)}}

/* ---------- questions ---------- */
.pg-question{min-height:100vh;background:radial-gradient(900px 500px at 85% -10%,rgba(43,48,222,.16),rgba(43,48,222,0) 60%),var(--surface)}
.qbar{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:22px 40px;max-width:1360px;margin:0 auto}
.qprog{flex:1;max-width:560px}
.qprog .lbl{display:flex;justify-content:space-between;font:500 13px/1 var(--font-mono);color:var(--ink-3);letter-spacing:.04em;margin-bottom:10px}
.qprog .ticks{display:grid;grid-template-columns:repeat(12,1fr);gap:5px}
.qprog .ticks i{height:8px;border-radius:4px;background:var(--line);transition:background .4s var(--ease)}
.qprog .ticks i.on{background:var(--field)}
.qprog .ticks i.cur{background:var(--coral)}
.qsave{font-size:15px;color:var(--ink-3)}
.qstage{max-width:1000px;margin:0 auto;padding:48px 40px 160px;position:relative}
.qcard{animation:qin .5s var(--ease)}
.qcard.back{animation:qinb .5s var(--ease)}
@keyframes qin{from{opacity:0;transform:translateX(40px)}to{opacity:1;transform:none}}
@keyframes qinb{from{opacity:0;transform:translateX(-40px)}to{opacity:1;transform:none}}
.qnum{font:500 14px/1 var(--font-mono);color:var(--field);letter-spacing:.06em;margin-bottom:18px}
.qcard h1{font-size:clamp(36px,4.6vw,60px);font-weight:450;letter-spacing:-.04em;max-width:18ch}
.qcard .help{margin-top:16px;font-size:19px;color:var(--ink-2);max-width:56ch}
.qbody{margin-top:40px}
.opts{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;max-width:720px}
.opt{display:flex;align-items:center;gap:16px;min-height:88px;padding:20px 22px;border-radius:20px;background:#fff;border:0;box-shadow:inset 0 0 0 1.5px var(--line),var(--shadow-1);text-align:left;cursor:pointer;font-size:20px;font-weight:500;transition:box-shadow .2s,transform .2s var(--ease)}
.opt:hover{transform:translateY(-2px)}
.opt .rd{flex:none;width:24px;height:24px;border-radius:50%;box-shadow:inset 0 0 0 2px var(--line-2);transition:box-shadow .2s}
.opt[aria-pressed=true]{box-shadow:inset 0 0 0 2.5px var(--field),0 10px 24px -12px rgba(43,48,222,.6)}
.opt[aria-pressed=true] .rd{box-shadow:inset 0 0 0 7px var(--field)}
.opt small{display:block;font-size:15px;color:var(--ink-3);font-weight:400}
.fgrid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 22px;max-width:760px}
.fgrid3{display:grid;grid-template-columns:1.3fr 1fr .8fr 1fr;gap:12px;align-items:end}
.fld label{display:block;font-size:16px;font-weight:500;color:var(--ink-2);margin-bottom:8px}
.inp{display:flex;align-items:center;height:64px;border-radius:16px;background:#fff;box-shadow:inset 0 0 0 1.5px var(--line-2);padding:0 18px;transition:box-shadow .2s}
.inp:focus-within{box-shadow:inset 0 0 0 2.5px var(--field),0 0 0 5px rgba(43,48,222,.12)}
.inp span{color:var(--ink-3);font-size:20px}
.inp input{flex:1;min-width:0;border:0;outline:0;background:transparent;font-size:22px;font-weight:500;height:100%;padding:0 6px;font-variant-numeric:tabular-nums}
.inp.err{box-shadow:inset 0 0 0 2.5px #C2331B}
.errmsg{color:#A42712;font-size:16px;margin-top:8px}
.person-col{background:#fff;border-radius:22px;padding:22px;box-shadow:var(--shadow-1)}
.person-col h3{font-size:22px;margin-bottom:16px;display:flex;justify-content:space-between;align-items:center}
.person-col .fld+.fld{margin-top:14px}
.debt-row{background:#fff;border-radius:18px;padding:16px;box-shadow:var(--shadow-1);margin-bottom:12px}
.debt-row .fgrid3 .inp{height:56px}
.debt-row .fgrid3 .inp input{font-size:19px}
.debt-row .fld label{font-size:14px}
.addrow{display:inline-flex;align-items:center;gap:10px;min-height:52px;padding:0 18px;border-radius:14px;border:1.5px dashed var(--line-2);background:transparent;font-weight:600;color:var(--field);cursor:pointer}
.yr-pick{display:flex;gap:10px;flex-wrap:wrap}
.yr-pick button{min-width:92px;min-height:76px;border-radius:18px;border:0;background:#fff;box-shadow:inset 0 0 0 1.5px var(--line),var(--shadow-1);font:500 30px/1 var(--font-display);letter-spacing:-.03em;cursor:pointer;transition:all .25s var(--ease)}
.yr-pick button small{display:block;font:500 12px/1 var(--font-mono);letter-spacing:.04em;color:var(--ink-3);margin-top:6px}
.yr-pick button[aria-pressed=true]{background:var(--field);color:#fff;box-shadow:0 12px 26px -10px rgba(43,48,222,.8)}
.yr-pick button[aria-pressed=true] small{color:var(--on-field-2)}
.yr-prev{margin-top:30px;background:#fff;border-radius:22px;padding:22px 24px 14px;box-shadow:var(--shadow-1);max-width:820px}
.yr-prev .yrs{--g:70px}
.tog{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:16px 20px;background:#fff;border-radius:18px;box-shadow:var(--shadow-1);margin-bottom:10px;max-width:760px}
.tog b{font-weight:600}.tog small{display:block;color:var(--ink-3);font-size:15px}
.tog .seg button{min-width:72px}
.qnav{position:fixed;left:0;right:0;bottom:0;z-index:20;background:rgba(243,244,251,.9);backdrop-filter:blur(14px);border-top:1px solid var(--line)}
.qnav .in{max-width:1000px;margin:0 auto;padding:16px 40px;display:flex;justify-content:space-between;align-items:center;gap:16px}
.qnav .btn{min-height:56px;min-width:140px}
.qnav .back{background:#fff;box-shadow:inset 0 0 0 1.5px var(--line-2);color:var(--ink)}
.qnav .hint{font-size:15px;color:var(--ink-3)}

/* ---------- plan ---------- */
.pbar{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.88);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.pbar .in{max-width:1360px;margin:0 auto;padding:12px 40px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.pbar .mid{display:flex;gap:14px;align-items:center;font-weight:600}
.pbar .btn{min-height:48px;font-size:16px}
.p-hero{padding:56px 0 140px}
.p-hero .top{display:grid;grid-template-columns:1fr 400px;gap:40px;align-items:end;margin-bottom:34px}
.p-hero h1{font-size:clamp(40px,5vw,72px);font-weight:450;letter-spacing:-.045em}
.p-hero h1 em{font-style:normal;font-weight:300;color:var(--lane-adult)}
.p-hero .sub{margin-top:16px;color:var(--on-field-2);font-size:19px}
.readout{background:rgba(255,255,255,.97);color:var(--ink);border-radius:24px;padding:20px 22px;box-shadow:0 30px 60px -20px rgba(5,6,60,.6)}
.readout .yr{display:flex;justify-content:space-between;align-items:center}
.readout .yr b{font:500 34px/1 var(--font-display);letter-spacing:-.04em}
.readout .vals{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:14px}
.readout .vals div{background:var(--surface);border-radius:14px;padding:10px 12px}
.readout .vals span{display:block;font-size:14px;color:var(--ink-3)}
.readout .vals b{font:500 23px/1.15 var(--font-display);letter-spacing:-.02em}
.readout .ages{display:flex;flex-wrap:wrap;gap:6px;margin-top:12px}
.readout .ages span{font:500 13px/1 var(--font-mono);padding:7px 9px;border-radius:99px;background:var(--surface-2);color:var(--ink-2)}
.readout .ages span.k18{background:var(--coral);color:var(--ink)}
.readout .done{margin-top:12px;font-size:15px;color:var(--ink-2);line-height:1.45}
.readout .done b{color:var(--ink)}
.p-years{background:rgba(255,255,255,.06);border-radius:28px;padding:26px 28px 14px;box-shadow:inset 0 0 0 1px rgba(255,255,255,.14)}
.p-years-top{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;align-items:center;margin-bottom:18px}
.p-years .disc{color:var(--on-field-2)}
.hintline{display:flex;gap:10px;align-items:center;font-size:15px;color:var(--on-field-2)}
.kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:-90px;position:relative;z-index:3}
.kpi{background:#fff;border-radius:22px;padding:22px 24px;box-shadow:var(--shadow-2)}
.kpi span{display:block;font-size:15px;color:var(--ink-3)}
.kpi b{display:block;font:450 36px/1.1 var(--font-display);letter-spacing:-.04em;margin-top:6px}
.kpi small{display:block;margin-top:6px;font-size:15px;color:var(--ink-2)}
.kpi .segs{display:flex;gap:4px;margin-top:12px}.kpi .segs i{flex:1;height:8px;border-radius:4px;background:var(--surface-2)}.kpi .segs i.on{background:var(--field)}
.p-sec{padding:84px 0 0}
.p-sec h2{font-size:clamp(30px,3.4vw,46px)}
.mbar{display:flex;height:64px;border-radius:16px;overflow:hidden;margin-top:28px;gap:3px}
.mbar div{display:flex;align-items:flex-end;padding:10px 12px;font:600 15px/1 var(--font-ui);color:#fff;min-width:0;white-space:nowrap;overflow:hidden}
.mlegend{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:16px}
.mlegend div{border-top:3px solid;padding-top:10px}
.mlegend span{display:block;font-size:15px;color:var(--ink-3)}
.mlegend b{font:500 26px/1.1 var(--font-display);letter-spacing:-.03em}
.allow{margin-top:20px;display:flex;gap:14px;align-items:center;flex-wrap:wrap;padding:16px 20px;border-radius:16px;background:#fff;box-shadow:inset 0 0 0 1px var(--line)}
.allow b{font:500 24px/1 var(--font-display)}
.prisks{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:30px}
.pr{background:#fff;border-radius:22px;padding:22px;box-shadow:var(--shadow-1);display:flex;flex-direction:column}
.pr .top{display:flex;justify-content:space-between;align-items:center;gap:10px}
.pr .st{font:500 12px/1 var(--font-mono);letter-spacing:.04em;padding:7px 10px;border-radius:99px;background:var(--coral-soft);color:#7A2414}
.pr .st.ok{background:#DDF1E9;color:#145740}
.pr h3{font-size:21px;margin:14px 0 4px}
.pr p{font-size:16px;color:var(--ink-3)}
.pr .meter{margin-top:16px;height:10px;border-radius:5px;background:var(--surface-2);overflow:hidden}
.pr .meter i{display:block;height:100%;border-radius:5px;background:var(--field)}
.pr dl{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin:14px 0 0}
.pr dt{font-size:13px;color:var(--ink-3)}
.pr dd{margin:0;font:500 18px/1.2 var(--font-display);letter-spacing:-.01em}
.pr .prod{margin-top:auto;padding-top:14px;font:500 13px/1.3 var(--font-mono);color:var(--ink-2);letter-spacing:.02em}
.pr .rows{margin-top:12px;font-size:15px;color:var(--ink-2)}
.pr .rows div{display:flex;justify-content:space-between;padding:6px 0;border-bottom:1px dashed var(--line-2)}
.pr .rows div:last-child{border:0}
.pgrid2{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-top:30px}
.pcard{background:#fff;border-radius:24px;padding:26px 28px;box-shadow:var(--shadow-1)}
.pcard h3{font-size:22px;margin-bottom:6px}
.shock-card{margin-top:30px;background:#fff;border-radius:28px;padding:30px;box-shadow:var(--shadow-2)}
.next{margin:84px 0 0;border-radius:32px;padding:48px;display:grid;grid-template-columns:1.2fr 1fr;gap:40px;align-items:center}
.next h2{font-weight:450}
.next p{color:var(--on-field-2);margin-top:14px;font-size:19px}
.next .acts{display:grid;gap:12px}
.next .btn{width:100%;min-height:60px;font-size:18px}
.next .phone-in{display:grid;gap:8px;margin-top:6px}
.next .phone-in label{font-size:16px;color:var(--on-field-2)}
.next .inp{background:rgba(255,255,255,.96)}


/* ---------- responsive ---------- */
@media (max-width:1080px){
  .hero-grid{grid-template-columns:1fr}
  .stage{height:600px}
  .p-hero .top{grid-template-columns:1fr}
  .kpis{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:760px){
  body{font-size:18px}
  .wrap{padding:0 16px}
  .nav{padding:16px}
  .nav ul{display:none}
  .nav .btn{min-height:48px;padding:0 16px;white-space:nowrap;font-size:15px}
  .wm b{font-size:21px;white-space:nowrap}
  .hero{padding-bottom:150px}
  .hero-grid{padding:12px 16px 0;gap:6px}
  .hero h1{font-size:42px}
  .hero .fine{gap:8px 16px;font-size:15px}
  .stage{height:520px}
  .hero .lede{font-size:19px;margin:20px 0 24px}
  .hero .ctas .btn{flex:1 1 100%}
  .stage{height:560px;margin-top:20px}
  .phone{width:272px;height:556px;border-radius:48px;padding:10px}
  .screen{border-radius:39px}
  .float.risk{left:-8px;bottom:56px;top:auto;width:164px;padding:12px}
  .float.mia{right:-8px;top:200px;bottom:auto;padding:10px 12px}
  .float .v{font-size:17px}
  .halo{width:380px;height:380px}
  .band{bottom:126px}
  .band .l{font-size:11px}
  .stretch{margin-top:-120px}
  .panel{padding:22px 16px 18px;border-radius:24px}
  .seg{width:100%;justify-content:space-between}
  .seg button{min-width:0;flex:1;padding:0 4px}
  .seg-l{display:none}
  .yrs{--g:52px}
  .yrs.er{--gr:0px}
  .yrs .elab{display:none}
  .yrs .ekey{display:flex}
  .yrs .gut span{right:8px;font-size:12px}
  .yrs .rrow .nm{font-size:14px}
  .yrs .rrow .nm small{display:none}
  .yrs .elab b{font-size:18px}.yrs .elab span{font-size:13px}
  .yrs .pin .pl{font-size:13px}
  .yrs .pin .pl span{display:block;margin:3px 0 0}
  .yrs .steps{height:150px}
  .yrs .note25{position:static;max-width:none;text-align:left;margin-top:8px}
  .sec{padding:80px 0}
  .sec-head{flex-direction:column;align-items:flex-start;gap:16px;margin-bottom:32px}
  .how,.risks,.dated,.ask,.shock-grid,.prisks,.pgrid2,.next{grid-template-columns:1fr}
  .shock-grid{gap:32px}
  .fact b{min-width:90px;font-size:20px}
  .tl li{grid-template-columns:84px 22px 1fr;gap:10px}
  .tl li .d{font-size:13px}
  .risk-sum .bar{width:100%}
  .final{padding:80px 0 90px}
  .final .band2{margin:0 0 40px}
  .qbar{padding:14px 16px}
  .qsave{display:none}
  .qbar .wm b{font-size:19px}
  #q-sec{display:none}
  .qprog{max-width:150px}
  .qprog .lbl{white-space:nowrap}
  .qprog .ticks{gap:3px}
  .qstage{padding:28px 16px 150px}
  .qcard h1{font-size:34px}
  .qcard .help{font-size:18px}
  .qbody{margin-top:28px}
  .opts,.fgrid2{grid-template-columns:minmax(0,1fr)}
  .opt{min-height:72px}
  .fgrid3{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
  .yr-pick{display:grid;grid-template-columns:repeat(3,1fr)}
  .yr-pick button{min-width:0}
  .yr-prev{padding:16px 12px 8px}
  .yr-prev .yrs{--g:46px}
  .qnav .in{padding:12px 16px}
  .qnav .hint{display:none}
  .qnav .btn{min-width:0;flex:1}
  .pbar .in{padding:10px 16px}
  .pbar .mid{display:none}
  .pbar .wm b{font-size:20px;white-space:nowrap}
  .pbar .btn{padding:0 14px;font-size:15px;white-space:nowrap}
  .p-hero{padding:32px 0 110px}
  .p-hero h1{font-size:40px}
  .p-years{padding:16px 10px 8px;border-radius:22px;margin:0 -6px}
  .readout .vals b{font-size:20px}
  .kpis{grid-template-columns:1fr 1fr;gap:10px;margin-top:-70px}
  .kpi{padding:16px}
  .kpi b{font-size:26px}
  .mlegend{grid-template-columns:1fr 1fr}
  .mbar div{font-size:0;padding:0}
  .shock-card{padding:18px 12px}
  .next{padding:28px 20px;border-radius:24px;grid-template-columns:minmax(0,1fr)}
  .next .acts{grid-template-columns:minmax(0,1fr)}.next .ph-row>*{min-width:0}.next .ph-row input{min-width:0;width:100%}
}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.001ms!important;animation-delay:0s!important;transition-duration:.001ms!important}
  .rv{opacity:1;transform:none}
}
/* ===== pass 2 (2026-11-09): finish inside the chosen look ===== */
.wm svg{display:block;width:0;min-width:100%;height:8px;aspect-ratio:auto}
footer nav a,.nav ul a{display:inline-flex;align-items:center;min-height:48px}
/* mono index replaces the risk pictograms */
.ix{font:500 13px/1 var(--font-mono);letter-spacing:.06em;color:var(--ink-3)}
.rk .ix{color:rgba(255,255,255,.7)}
/* phone */
.ph-li b small{display:block;font:400 11px/1.3 var(--font-ui);color:var(--ink-3);margin-top:2px}
.ph-li{padding:7px 0}
.ph-tabs{padding-top:10px;font:500 11px/1 var(--font-ui);color:var(--ink-3)}
.ph-tabs span{position:relative;padding-top:10px}
.ph-tabs span.on{color:var(--field);font-weight:600}
.ph-tabs span.on::before{content:"";position:absolute;left:50%;top:0;width:2px;height:6px;margin-left:-1px;background:var(--coral)}
.float{backdrop-filter:blur(8px);box-shadow:0 0 0 1px rgba(13,15,46,.06),0 20px 50px -12px rgba(6,8,70,.55)}
/* one ruler grammar: ticks on a hairline, coral for now */
.tk6{display:flex;gap:6px;align-items:flex-end;height:14px;border-bottom:1px solid var(--line-2);padding:0 2px}
.tk6 i{flex:1;max-width:3px;min-width:3px;height:8px;border-radius:0;background:var(--line-2)}
.tk6 i.on{height:14px;background:var(--coral)}
.tk6{justify-content:space-between}
.risk-sum .bar.tk6{background:none;border-bottom-color:rgba(255,255,255,.3);height:18px}
.risk-sum .bar.tk6 i{flex:0 0 3px;height:10px;background:rgba(255,255,255,.35)}.risk-sum .bar.tk6 i.on{height:18px;background:var(--coral)}
.qprog .ticks{display:flex;justify-content:space-between;align-items:flex-end;height:14px;border-bottom:1px solid var(--line-2);gap:0;padding:0 1px}
.qprog .ticks i{flex:0 0 2px;width:2px;height:6px;border-radius:0;background:var(--line-2)}
.qprog .ticks i.on{height:10px;background:var(--field)}
.qprog .ticks i.cur{height:14px;width:3px;flex-basis:3px;background:var(--coral)}
.yr-mini-ruler{margin-top:8px;height:14px;border-bottom:1px solid var(--ink-3);background:repeating-linear-gradient(90deg,var(--ink-3) 0 1.5px,transparent 1.5px 25%) 0 0/calc(100% + 1.5px) 14px no-repeat,repeating-linear-gradient(90deg,var(--line-2) 0 1px,transparent 1px 5%) 0 8px/calc(100% + 1px) 6px no-repeat}
.band2r{position:relative;max-width:900px;height:44px;margin:0 auto 56px}
.band2r::before{content:"";position:absolute;left:0;right:0;top:0;height:1px;background:rgba(255,255,255,.45)}
.band2r .t{position:absolute;top:0;width:1px;height:6px;background:rgba(255,255,255,.5)}
.band2r .t.big{height:12px;width:1.5px;background:rgba(255,255,255,.85)}
.band2r .t.now{background:var(--coral);width:2px;height:16px}
.band2r .l{position:absolute;top:22px;transform:translateX(-50%);font:500 13px/1 var(--font-mono);color:var(--on-field-2)}
/* steps lane: one clean coral dot for "now" */
.yrs .pin.p::after{width:10px;height:10px;left:-5px;bottom:-5px;background:var(--coral);box-shadow:0 0 0 3px var(--paper)}
.yrs.f .pin.p::after{box-shadow:0 0 0 3px var(--field)}
.yrs .pin .pl span{font:500 12px/1 var(--font-mono)}
.yrs .age.on{font-weight:700;color:var(--ink);box-shadow:inset 0 -2px 0 var(--coral)}
.yrs.f .age.on{color:#fff}
/* if-pay-stopped markers */
.yrs .mlab{position:absolute;margin-left:10px;font:600 14px/1.25 var(--font-ui);color:var(--ink);white-space:nowrap}
.yrs .mlab .mono{font-size:12px;color:var(--ink-3);font-weight:500}
.yrs .mlab.r{transform:translate(0,-140%);font-weight:500;font-size:13px;color:var(--ink-2)}
/* plan hero */
.p-hero{padding:30px 0 56px}
.nw,.kpi small .nw{white-space:nowrap;display:inline;font-size:inherit;color:inherit}
.facts2{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
.fact.rng{flex-direction:column;gap:6px}.fact.rng b{white-space:nowrap}.fact.rng b small{font:400 15px var(--font-ui);color:var(--ink-3)}
.fact.rng b .nn{white-space:nowrap}
@media (max-width:760px){.facts2{grid-template-columns:minmax(0,1fr)}.fact.rng b{white-space:normal}}
.p-hero h1{font-size:clamp(40px,4.4vw,60px)}
.p-hero .top{align-items:start;margin-bottom:26px}
.p-hero .sub{max-width:52ch;font-size:18px}
.readout{min-height:318px}
.swap{display:flex;flex-wrap:wrap;gap:6px 14px;align-items:center;margin-top:14px;font-size:15px;color:var(--on-field-2)}
.swap .lk{display:inline-flex;align-items:center;gap:6px;min-height:44px;padding:0 14px;border-radius:99px;border:0;background:rgba(255,255,255,.12);box-shadow:inset 0 0 0 1px var(--on-field-line);color:#fff;font:500 15px/1 var(--font-ui);cursor:pointer}
.swap .lk:hover{background:rgba(255,255,255,.2)}
.swap .lk svg{width:16px;height:16px}
.kpis.f{grid-template-columns:repeat(4,minmax(0,1fr));gap:0;margin:18px 0 0;border-top:1px solid var(--on-field-line);border-bottom:1px solid var(--on-field-line)}
.kpis.f .kpi{background:none;box-shadow:none;border-radius:0;padding:14px 18px 14px 0;color:#fff}
.kpis.f .kpi small{font-size:14px;margin-top:4px}
.kpis.f .kpi+.kpi{border-left:1px solid var(--on-field-line);padding-left:18px}
.kpis.f .kpi span,.kpis.f .kpi small{color:var(--on-field-2)}
.kpis.f .kpi b{font:500 clamp(26px,2.6vw,36px)/1.1 var(--font-display);letter-spacing:-.035em;white-space:nowrap}
.kpis.f .tk6{border-bottom-color:rgba(255,255,255,.35);margin-top:10px;max-width:120px}
.kpis.f .tk6 i{background:rgba(255,255,255,.4)}.kpis.f .tk6 i.on{background:var(--coral)}
.p-years-top{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;margin-bottom:12px}
#p-hz{background:rgba(255,255,255,.1);box-shadow:inset 0 0 0 1px var(--on-field-line)}
#p-hz button{color:#fff;min-width:52px}
#p-hz button[aria-pressed=true]{background:#fff;color:var(--field)}
#p-hz button:not([aria-pressed=true]):hover{background:rgba(255,255,255,.14)}
.pbar .sm{display:none}
.p-sec .kicker .chip{margin-left:8px}
/* risks: coverage meters on the ruler, two-tone gaps, on-the-plan row */
.cov{display:flex;flex-wrap:wrap;gap:12px 28px;margin-top:22px}
.cov .cv{display:grid;grid-template-columns:auto 120px auto;gap:12px;align-items:end}
.cov .cv span{font-size:12px;color:var(--ink-3);letter-spacing:.04em}
.cov .cv b{font:500 18px/1 var(--font-display)}
.meter2{display:flex;margin-top:16px;height:10px;border-radius:5px;overflow:hidden;background:var(--surface-2)}
.meter2 i{display:block;height:100%;background:var(--field)}
.meter2 s{display:block;height:100%;background:repeating-linear-gradient(135deg,rgba(255,107,78,.42) 0 4px,rgba(255,107,78,.16) 4px 8px)}
.pr .yn{display:flex;justify-content:space-between;align-items:center;margin-top:16px;padding:12px 14px;border-radius:12px;background:var(--surface);font-size:16px}
.pr .yn b{display:inline-flex;gap:8px;align-items:center}
.pr .yn b i{width:8px;height:8px;border-radius:50%;background:var(--coral)}.pr .yn b i.ok{background:#1E8A63}
.pr .onplan{margin-top:auto;padding-top:16px}
.pr .onplan b{display:block;margin-top:6px;padding-top:12px;border-top:1px solid var(--line);font-weight:600;font-size:16px}
.pr .onplan span.mono{display:block;font-size:12px;color:var(--ink-3);letter-spacing:.05em;padding-top:14px}
.pr .onplan .w{color:var(--field);font-weight:600}
.pr dl{margin-top:14px}
.pr dd{font-size:17px}
/* monthly picture */
.mbar2{display:flex;gap:3px;margin-top:28px}
.mbar2 .sg{min-width:0;display:flex;flex-direction:column;gap:4px}
.mbar2 .sg i{display:block;height:56px;border-radius:12px;background:var(--c)}
.mbar2 .sg span{font-size:15px;color:var(--ink-3);white-space:nowrap;overflow:hidden;text-overflow:ellipsis;margin-top:8px}
.mbar2 .sg b{font:500 24px/1.1 var(--font-display);letter-spacing:-.03em;white-space:nowrap}
.ladder{list-style:none;margin:24px 0 0;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:10px}
.ladder li{display:grid;grid-template-columns:28px 1fr;gap:2px 10px;padding:14px 16px;border-radius:14px;background:#fff;box-shadow:inset 0 0 0 1px var(--line)}
.ladder .n{grid-row:span 2;font-size:12px;color:var(--coral);padding-top:3px}
.ladder b{font-weight:600;font-size:16px}
.ladder .d{font-size:12px;color:var(--ink-3)}
/* requests */
.next .reqs{display:flex;flex-wrap:wrap;gap:10px}
.next .reqs .btn{width:auto;min-height:48px;font-size:16px;padding:0 18px}
.req[aria-pressed=true]::before{content:"✓";font-weight:700;margin-right:4px}
.next .btn-coral[aria-pressed=true]{background:#fff}
.next .reqs .req[aria-pressed=true]{background:#fff;color:var(--ink)}
.ph-row{display:flex;gap:10px}.ph-row .inp{flex:1}.ph-row .btn{width:auto;min-height:56px;padding:0 22px}
.next .status{min-height:1.4em;font-size:17px;color:#fff;margin:4px 0 0}
.next .pdf{margin-top:18px}.next .pdf a{color:#fff;font-weight:600;text-underline-offset:4px;display:inline-flex;min-height:48px;align-items:center}
.errmsg.f{color:#fff;background:rgba(194,51,27,.85);padding:8px 12px;border-radius:10px;font-size:15px}
/* questionnaire rows */
.debt-row.has-rm{display:grid;grid-template-columns:minmax(0,1fr) 48px;gap:10px;align-items:end}
.rmrow{width:48px;height:48px;border-radius:14px;border:0;background:var(--surface);color:var(--ink-2);display:grid;place-items:center;cursor:pointer;margin-bottom:6px}
.rmrow:hover{background:var(--coral-soft);color:#7A2414}
.tog .uns{display:block;font-style:normal;font-size:15px;color:#A42712;margin-top:4px}
.tog .seg button{min-width:64px}
.yr-prev{padding-bottom:16px}
.yp-top{display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap;margin-bottom:10px}
.qstage{padding-bottom:180px}
@media (max-width:1080px){.kpis.f{grid-template-columns:repeat(2,minmax(0,1fr))}.kpis.f .kpi:nth-child(3){border-left:0;padding-left:0}.kpis.f .kpi:nth-child(n+3){border-top:1px solid var(--on-field-line)}}
@media (max-width:760px){
  .yrs,.yrs.er{--gr:22px}
  .pbar .mid{display:none}
  .pbar .lg{display:none}.pbar .sm{display:inline}
  .p-hero{padding:24px 0 48px}
  .p-hero h1{font-size:36px}
  .p-hero .sub{font-size:17px}
  .swap>span{display:none}
  .p-hero .kicker{font-size:12px}
  .kpis.f .kpi{padding:12px 10px 12px 0}.kpis.f .kpi+.kpi{padding-left:12px}.kpis.f .kpi:nth-child(3){padding-left:0}
  .kpis.f .kpi b{font-size:24px}.kpis.f .kpi span,.kpis.f .kpi small{font-size:14px}
  .readout{min-height:0}
  #hz{flex:1 1 100%}.seg button{min-width:48px}
  .mbar2{flex-direction:column;gap:12px}.mbar2 .sg{flex:none!important;display:grid;grid-template-columns:8px 1fr auto;gap:12px;align-items:center}
  .mbar2 .sg i{height:36px;border-radius:4px}.mbar2 .sg span{margin:0;font-size:16px}.mbar2 .sg b{font-size:20px}
  .cov .cv{grid-template-columns:110px 100px auto}
  .ph-row .btn{padding:0 16px}
  .tog .seg button{min-width:0}
  .yrs .mlab{font-size:12px}.yrs .mlab .mono{font-size:11px}
  .float.risk{left:-12px;bottom:40px}
}